Gap cover is vital because costs of medical treatment are steadily rising.
Gap cover will save you from paying extra, unexpected expensive medical bills.
Thus, it is imperative to consider taking a gap policy. Now is the time to make a decision on having a financial backup plan.
Gap Cover is Vital for Medical aid Members
Let’s face it, everything is getting more expensive but specialist and hospital costs are going through the roof. Here is a list of the top Gap cover providers in South Africa that can help control the
You will get a cover for monthly premiums of R253, and a maximum of R838. Zestlife Universal Gap Cover enhanced benefits for 2025 are:
The gap cover from Stratum includes
- costs related to specialist fee
- Expenses related to co-payments
- The comprehensive cover includes CT and MRI scans and other procedures in the hospital.
The gap cover from Turnberry will come at affordable rates. Further, the cover is offered up to 500% of the medical insurance rates.
The Elect-A-Care Standard plan covers:
- Deductibles
- Scopes
- Scans
- Some out-patients scans
- Costs incurred while at the hospital.
However, this package does not cover for co-payments and sub-limits
The Cover will pay out the shortfall up to 500% the standard medical tariffs with a total plan of R250, 000 yearly.
Even more options…
This is a premium gap cover that will pay up to 500% of the set medical rates
Expenses incurred while at the hospital are covered.
Cover for outpatient includes chemotherapy and radiotherapy.
They also cover out-patient treatment for renal failure.
Another gap cover option.
If you are looking for value for money package, Sirago offers you the perfect option
Further, the cover caters for optometry and dentistry as long as you attend the preferred hospital.
This is just a basic gap cover.
Talksure is one of South Africa’s leaders concerning gap cover.
Why Gap Cover is Vital
Indeed, if you are an active member of a medical scheme, you might be led to believe you have full cover for any medical emergency treatment.
However, you could be wrong, and you could find yourself paying for extra bills.
What is more, you might find yourself exceeding your health cover set limits more quickly than you anticipated.
By law, health schemes must pay out per the Medical Scheme Tariffs. But doctors often charge way more than these tariffs, which leaves you to pay the shortfall.
Hence, gap cover is vital if you are on a medical aid.
Get a gap cover quote now by completing and submitting the form