The Main Medical Aid Member Should Consider Gap Cover
The last you want to see is a pile of unpaid bills after visiting the hospital during recovery.
As such, that is why you require a gap cover for primary health aid members and their dependents.
Ten or twenty years ago, one could have been completely at peace knowing that their insurance will cater for all the bills. However, times have changed.
For purposes of effectiveness, medical covers are tightening their belts. They use data from previous years to determine what they will pay for your hospitalisation.
The primary challenge is that the set rates are not equal to what doctors charge. Thus, you are left to pay for the difference.
Gap Cover for the Main Medical Aid Member
How to Bridge the Gap
Gap cover for the main medical aid member is a product that that settles what health insurance plans do not pay.
Admed will cover for the treatment conducted in hospital and some outpatient procedures.
The cover will cater for the difference up to twice the what your medical cover pays.
Thus your payout is dependent on the amount that your medical plan pays.
Admed Supreme Cover includes
- Cover related to medicals consultants costs.
- Cover related to the cost if Co-payment or deductibles charged by your health cover.
- Also includes cover related to the expenses incurred by Co-payments relating to cancer
- Cover the cost of cancer treatment once you have surpassed your health plan limit.
- One of payment upon cancer diagnosis
- Cover related to the cost of internal prosthesis
- One off payment on long-term hospitalisation
- Accidental death cover
- Cover for permanent disability.
- Benefits for dentistry if prompted by accident
- Cover about emergencies
Admed Gap cover for primary medical Aid Includes
If you desire something that is rather basic, choose Admed Primary Gap cover.
You are entitled to the following:
- Cover related to medical consultancy costs.
- Cover related to the cost of co-payments or deductibles charged by your health insurance.
Do I Qualify for the Cover?
For you to apply for the cover, you must be an active member of a registered medical insurance plan.
Final thoughts
Gap cover is designed with the intention to offer help in paying for the difference between what your health cover pays and what you are charged. However, it not a replacement for your basic medical plan.
Gap cover is surely a valuable too concerning financial planning.
Thus when a loved one needs medical attention, worry not about the costs that come with it.
Finally, Gap cover is affordable and can give you peace of mind when you need it.
For a FREE gap cover quote simply enter your details into the form provided and click the GET A QUOTE button!