Liberty gap cover costs take in to account the fact that doctors, specialists and hospitals all work to their rates?
Your medical aid plan works to a different rate, a standard medical aid rate. This means there is often a shortfall between the two billed amounts.
If your bill is more than the standard rate, healthcare won’t pay for the excess, and you will have to.
That is where Liberty gap cover comes in to help save you financially, and we are talking about serious money.
Liberty gap cover
Gap cover takes care of the gap between what your medical aid will pay and what the specialists charge. With gap cover, you’ve got many choices.
There are two options from Liberty. Both options are available to members and dependents of all South African registered medical schemes.
Liberty Gap Cover has no age limit for entry and no restrictions on the number on how many children you can cover.
Liberty Gap Cover offers 500% of Medical Scheme Tariff cover for in-hospital procedures.
The Dentistry Extender. If chosen, meets your needs as it covers certain dental procedures that may not necessarily be covered by your medical scheme.
The Solution
The Liberty Medical Gap Cover product meets the needs of members of medical schemes who don’t cover the total medical practitioner costs when you are in a hospital.
Gap cover from Liberty is recommended as a solution to disillusioned medical aid members as it covers the difference between the medical practitioner’s charges – limited to 5x the medical scheme tariff.
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