Although you should choose the best gap cover in South Africa, it doesn’t have to become a huge issue in choosing one.
There are many medical gap cover options around. However, determine what you need first of all and what you are willing to pay.
The best gap Cover in South Africa is The one that suits You.
Some people say that when it comes to the handling of claims, Zestlife is considered to be the best.
Here are their current premiums (2025):
Liberty outsources gap cover services to them. When you do the research you may find that Zestlife isn’t the cheapest gap cover, but then you get what you pay for, and that’s good services and products.
Clients also agree that Admed is just as good because they always pay out within a week.
Then again, some people have chosen Complimed, saying that they’re always good to deal with. They’ve got gap cover plans for individuals, seniors and groups.
Gap cover ensures you’re not faced with shortfalls due to specialists charging way over what your medical aid is prepared to pay.
The Best gap Cover in South Africa continued
Turnberry offers a great range of products for your gap cover needs. Their products are also available to clients on all medical aid schemes and are transferable if you change medical aids. Turnberry’s premiums are per family which includes children up to the age of 26.
Stratum Gap Cover is also considered excellent because they offer affordable plans.
Stratum benefits are comprehensive, and their Premium Waiver benefit will pay for your premiums for a certain period to your beneficiaries on your death. They also offer good customer services and have a dedicated team who can advise you on any of your queries.
Talksure is another excellent gap cover provider. Their cover works as a supplement to your medical aid and offers cover between 101% and 500% of medical practitioner costs.
Jenus Gap Cover. People under 60 years of age qualify for Jenus Gap Cover. They are a brokerage that specialise in Medical Aid advice and have a contract with 12 major open-market Medical Schemes that offer a broad variety of options to suit every need.
What do You want in Gap cover?
Everybody has their idea as to what the best gap cover in South Africa is. Talksure, Stratum, Ambledown, Zestlife and others – it doesn’t matter. The important thing is that gap cover isn’t just a helpful addition to your medical aid, it is an absolute critical necessity.
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