Do You Want to Buy Gap Cover?

There are a vast amount of gap cover providers in South Africa. Each gap cover provider offers their own products with a variety of benefits. So do you want to buy gap cover?

Your medical aid will pay a specialist or for hospital treatments at a predetermined rate or percentage. Often this percentage is not enough as medical professionals may charge several times the rate proposed by the medical aid.

The main member of your medical aid plan is then responsible to settle the rest of the account which was not paid by the medical aid. This shortfall, or gap, can be quite high and oftentimes come as a surprise.

The only solution is to buy gap cover to cover the shortfall on in-hospital accounts. Since gap cover offers added benefits it is well worth considering the purchase of a gap cover plan.

Gap cover is affordable

Do You Want to Buy Gap CoverThere are many options when considering gap cover. You will need to consider the medical expenses you may require gap cover for, and the amount you are able to spend on gap cover.

A basic, or traditional, gap cover product will cover accounts related to hospitalization (see prices below).  This monthly price is all-inclusive for the main member and any dependents. Most of these options will cover the costs at 500% the medical aid rate.

The more comprehensive coverage is available from most service providers. These plans often include many additional features. The gap cover will often pay for co-payments related to hospital claims. Many offer benefits relating to cancer treatments and drugs, which are often expensive.

Choosing a gap cover product is up to you. Consider as many options as possible and how they can benefit your family.

Zestlife Gap Cover Prices 2025

Buying gap cover – Do You Want to Buy Gap Cover

Here is a gap cover option for you to consider:

  • The gap cover sold by Zestlife costs R397 to R838 per family per month. There is an Essential and Universal plan offering cover at different levels.

Most medical aids also offer their own gap products. Otherwise, you could opt for an entirely different insurance company which offers gap cover. Go through as many options as possible before buying a gap cover product. So do you want to buy gap cover?

If you are a medical aid member, please add your details to the form on this page and click on the “Get a Quote” button to get a Gap Cover Quote

Published:

Updated:

Latest posts

  • Get Medical Aid Shortfall Cover with Ambledown Today – Stay Covered

    More often people are shocked when health insurance covers fail to foot the entire hospitalisation costs. However,  you can learn about Ambledown medical shortfall plan that helps bridge the gap. Ordinarily, health covers have set limits and pay out accordingly. However doctors impose rates higher than the medical tariffs, and consequently, patients end up suffering…

    Read more

  • Making a Gap Cover Claim from Sanlam

    If you have a gap cover from Sanlam, you might be required to be making a gap cover claim from Sanlam following a hospital visit. But what is gap cover? While making a hospital visit is not something you will want to consider, it’s not something that we expect to happen. Hence, only a few…

    Read more

  • Gap Cover for the Primary Medical Aid Member – Stay Covered

    The Main Medical Aid Member Should Consider Gap Cover The last you want to see is a pile of unpaid bills after visiting the hospital during recovery. As such, that is why you require a gap cover for primary health aid members and their dependents. Ten or twenty years ago, one could have been completely…

    Read more

Share via
Copy link