It is imperative to avoid overlooking an opportunity to save money when looking for the medical treatment. Cheap medical gap cover will allow you to save more.
Though it may appear strange to suggest that one can take a health insurance such as cheap gap cover and still save money, we will give you the details about how this is possible.
The cost of medical treatment is very high in South Africa. Such that if you do not have a medical plan and cheap ap cover, you might not be able to afford to get the treatment you need.
Nonetheless, persons with medical aid plan can rest easy in the knowledge that should anything happen; their medical plan will there to cover them. However, it is a misconception that has landed lots of people into medical debts.
Cheap Medical Gap Cover in SA
A cheap gap cover plan can be cheap and still save you lots of money
While it’s factual that your medical insurance covers your medical bills it is limited to cover standard medical plan rates.
However, only a few medical specialists charge the standard medical rates. With patients required to pay for any shortfalls that might arise.
As a result, you need to take a gap cover to take care of such disparities.
Here are some of the better known cheap gap cover providers.
Cheap Medical Gap Cover from Zestlife
Here are the 2025 rates for Zestlife gap cover:
The cover gives you a prime opportunity in the event you have cancer since it pays a lump sum the first time you are diagnosed with cancer. Zestlife will cover for any accidental death and cover you for permanent disability. What is more, they take care of any co-payments that may arise.
Stratum
Stratum offers an unlimited coverage, with low monthly premiums.
The insurance plans cover the shortfall for both specialist and co-payments. Besides, it covers gaps arising from CT scans and MRIs as well.
Turnberry
The gap provides a gap for up to five times your medical insurance scheme when admitted to hospitals, and the monthly premiums are affordable.
The standard plan plays for in-patient procedures, deductibles, and specialised treatment.
Comprehensive cover caters for any co-payment for hospital treatment and several deductibles and a range if outpatient treatments as well.
Essential Gap Cover
People consider this gap cover to be one of the best in South Africa, and one chooses between various membership types.
Ambledown
This cover will cover your shortfall up to five times your regular medical schemes. The cover has an upper annual limit per family. Also, the plan covers dialysis and cancer treatment.
Complimed Gap cover
The cover starts low but there are more expensive plans too.
Xelus
That is a policy designed for employers, covering some shortfalls and its one of the long-standing products on the list.
Sirago
It is a different type of deal as it does not have an age limit to join. You are just required to pay a premium of R115 monthly, and four of your family members are covered plus yourself. This medical gap covers you for dentistry and optometry.
Jenius
The plan gives a comprehensive coverage without any limits. Thus you get value for your money.
Talksure
It is one of the leading gap covers in South Africa covering a range of shortfalls.
For a complimentary gap cover quote simply enter your details into the form provided and click the GET A QUOTE button!
