There is no doubt that many people are having financial problems at the moment. Also, inflation rates are causing everything to go up in price. Due to financial pressure, you may be thinking about cancelling your medical aid, since they don’t even pay your medical costs fully.
But this will leave you to pay the entire bill should you fall ill or have an accident. Luckily there is another option; Gap Cover
Cancelling your medical aid is not a great idea, and will leave you defenceless
Try and keep your medical aid, even if you have to opt for a lower plan. If that is not feasible, there is an alternative.
Most of the medical aid companies, as well as other insurance companies, `offer a hospital plan as an alternative to medical aid. Sizwe, Gems, Discovery and Bonita are just a few examples.
Indeed, you could consider looking into a hospital plan to replace of your medical aid. It would be a good idea to consult an experienced financial adviser for more information and guidance in this regard.
This will be a much more affordable option but will come with a few more exclusions and limitations. But you will still not have full cover for hospitalisation, specialists and other in-hospital expenses.
The solution is to take out a highly affordable medical gap cover policy to assist with the shortfalls.
Take out Medical Gap Cover for peace of mind.
Here are a few examples of South African companies offering great medical gap cover products. These are just a few options. There are many others as well.
Do not simply cancel your medical aid without thinking about the consequences, and being aware of better options.
To get your medical gap cover quote, you simply have to complete the form on this page and then submit it! We will get back to you with a no-obligation quote.
All info was correct at time of publishing